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AKR Financial Solutions

Borrowing Power Calculator

Get an indicative estimate of how much you may be able to borrow based on your income and expenses.

AKR Financial Solutions

Get an indicative estimate of how much you may be able to borrow, based on your income, expenses and existing commitments.

$
$
$
$
$
$
%
yrs
Estimated borrowing power
$317,801
Available for repaymentsExpenses & commitments
Assessed at 9.10% (your rate plus a 3% serviceability buffer), as lenders require.
Net monthly surplus
$2,867
Est. monthly repayment
$2,580
Assessment rate
9.10%
Total gross income
$100,000

Want a precise borrowing power assessment?

Lender policies vary widely. Send your details through and we'll run a full assessment across our lender panel.

This is an estimate only and doesn't account for individual circumstances or lender-specific rules. Speak with AKR Financial Solutions for a precise figure.

AKR Financial Solutions · Borrowing power estimates are indicative only and vary by lender.

What this tells you, and what it does not

This calculator estimates your maximum borrowing capacity from your income, expenses and existing commitments, applying a serviceability buffer the way lenders do.

Every figure here is a simplified proxy, not a lender's real serviceability model. Real lenders use individual tax scales, HEM benchmarks and their own assessment rates. A broker can run a full assessment across our lender panel.