Terms and Conditions

By using this website, you agree to these Terms and Conditions. If you do not agree, please do not use this website.

1. General Information Only

The content on this website is for general information purposes only and does not constitute financial, legal, or other professional advice. You should seek independent advice before making any financial decisions.

2. No Client-Broker Relationship

Using this website or contacting us does not create a broker-client relationship. We only provide mortgage and credit assistance once you have engaged our services formally.

3. Licensing & Compliance

AKR Financial Solutions Pty Ltd (Credit Representative Number 539234) and Krste Kojoski (Credit Representative Number 539235) are authorised credit representatives of National Lending Group Pty Ltd (Australian Credit Licence 412778).

4. Accuracy of Information

We make every effort to keep the information on this website accurate and up to date, but we do not guarantee its accuracy, completeness, or reliability. Loan products, interest rates, and lending policies change frequently.

5. Third-Party Links

This website may contain links to third-party websites. We do not endorse or take responsibility for their content, privacy policies, or accuracy.

6. Limitation of Liability

To the maximum extent permitted by Australian law, we are not liable for any loss or damage (including indirect or consequential loss) arising from your use of this website or reliance on any information provided.

7. Intellectual Property

All content, including text, logos, and images, is owned by us or licensed to us. You may not reproduce, distribute, or use any content without our written permission.

8. Privacy & Data Collection

We collect and handle personal information in accordance with our Privacy Policy.

9. Governing Law

These Terms and Conditions are governed by the laws of Australia. Any disputes will be subject to the exclusive jurisdiction of the courts in Australia.

10. Changes to These Terms

We may update these Terms from time to time without notice. The latest version will always be available on this page.

For any questions, please contact us at 0434 158 509 or Krste@akrfinancial.com.au.