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AKR Financial Solutions
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Property Buying Cost Calculator

Know the full cash figure you need at settlement, not just the deposit.

AKR Financial Solutions

Estimate the total upfront cost of buying a property, including stamp duty, LMI, and legal fees.

$
%
First home buyer
Total upfront costs
$31,607
DepositPurchase costs
Stamp duty
$28,307
Loan amount
$600,000
LMI (if applicable)
$0
Legal & other fees
$3,300
Cash needed to settle (deposit + costs): $181,607

Want an exact breakdown for your purchase?

Costs vary by lender, conveyancer and lender mortgage insurer. Send your details through for a precise figure.

This is an estimate only and doesn't account for individual circumstances or lender-specific rules. Speak with AKR Financial Solutions for a precise figure.

AKR Financial Solutions · Cost estimates are indicative only — LMI, legal and government fees vary by lender and provider.

What this tells you, and what it does not

This calculator adds up the upfront costs of buying a property, including stamp duty, lenders mortgage insurance and legal fees, so you can see the total cash you need on top of your deposit.

The LMI and fee figures are indicative averages, and duty concessions depend on your exact circumstances. A broker can confirm the real numbers for your purchase and lender.