0434 158 509 krste@akrfinancial.com.au
AKR Financial Solutions

Split Loan Calculator

Weigh up fixed versus variable without guessing, and see what a split really does to your repayment.

AKR Financial Solutions

See how splitting your loan between fixed and variable rates affects your combined monthly repayment.

$
%
%
%
yrs
Combined monthly repayment
$3,617.18
Fixed portionVariable portion
Fixed repayment
$1,760.26
Variable repayment
$1,856.92
Fixed amount
$300,000
Variable amount
$300,000
Compared to a fully variable loan at the variable rate above, this split is $96.66 lower per month.

Want help choosing the right split?

The right fixed/variable mix depends on your plans and risk appetite. Send your details through for tailored advice.

This is an estimate only and doesn't account for individual circumstances or lender-specific rules. Speak with AKR Financial Solutions for a precise figure.
AKR Financial Solutions · akrfinancial.com.au
Split loan estimates are indicative only and don't account for fees or rate changes during the fixed period.

What this tells you, and what it does not

This calculator shows your combined monthly repayment when part of your loan is fixed and part is variable, and compares it against a fully variable loan. It helps you see whether a split makes a meaningful difference at today's rates.

It assumes both portions run the full term at constant rates, and does not model what happens when the fixed period ends. A broker can structure a split that suits your plans and give you numbers based on real lender rates.